Mambo Number 5 Essays - A Little Bit, , Term Papers

Mambo Number 5 Lyrics Ladies and Gentlemen, this is Mambo number five. One, two, three, four, five, everybody in the car so come on let's ride..... To the liquor store around the corner. The boys say they want some gin and juice but I really don't wanna. Beerbust like I had last week. I must stay deep 'cause talk is cheap. I like Angela, Pamela, Sandra and Rita. And as I continue, you know they're getting sweeter. So what can I do? I really beg you my Lord. To me flirting is just like a sport. Anything fly, it's all good let me dump it. Please set it in the trumpet. A little bit of Monica in my life, A little bit of Erica by my side. A little bit of Rita's all I need, A little bit of Tina's all I see. A little bit of Sandra in the sun, A little bit of Mary all night long. A little bit of Jessica here I am, A little bit of you makes me your man!!!!!!!! Mambo number five. Jump up and down and move it all around. Shake your head to the sound, put your hands on the ground. Take one step left and one step right. One to the front and one to the side. Clap your hands once and clap your hands twice And if it look like this then you're doing it right. A little bit of Monica in my life, A little bit of Erica by my side. A little bit of Rita's all I need, A little bit of Tina's all I see. A little bit of Sandra in the sun, A little bit of Mary all night long. A little bit of Jessica here I am, A little bit of you makes me your man!!!!!!!! Trumpet, the trumpet. Mambo number five, ha, ha, ha. A little bit of Monica in my life, A little bit of Erica by my side. A little bit of Rita's all I need, A little bit of Tina's all I see. A little bit of Sandra in the sun, A little bit of Mary all night long. A little bit of Jessica here I am, A little bit of you makes me your man!!!!!!!! I do all to fall in love with a girl like you. Cause you can't run and you can't hide. You and me gonna touch the sky.

Top Ten Words Confused Words [Q-R]

Top Ten Words Confused Words [Q-R] Top Ten Words Confused Words [Q-R] Top Ten Words Confused Words [Q-R] By Maeve Maddox My cumulative list of â€Å"words commonly confused† continues with ten that begin with the letters Q and R. The confusion relates to spelling or meaning. 1. quote / quotation Traditionally, quote is a verb and quotation is a noun: May I quote you on that? (verb) I used a quotation from Dr. Johnson as an epigraph. (noun) The Chicago Manual of Style includes a note on these words in the â€Å"Good usage versus common usage section,† apparently preferring to preserve the distinction in formal writing. The CMS note also suggests that a difference may exist in the minds of some writers between quote as a noun and quotation as a noun: quotes: contemporary remarks usable in their writing. quotations: wisdom of the ages expressed pithily. 2. quiet / quite This is a spelling problem for speakers who aren’t in the habit of looking closely at words. Quiet functions as noun, adjective, and verb: In the old days, librarians insisted on absolute quiet from the patrons. (noun) Parents often worry when their children are excessively quiet. (adjective) Susan is known as the quiet sister. (adjective) Please do something to quiet that barking dog. (verb) The most common use of quite is as a synonym for the adverb very: They say that Bill Gates is quite rich. (adverb) 3. reign / rein The noun reign refers to the period of rule of a monarch. The verb reign means to exercise sovereign power or authority. The noun rein refers to a strap, usually of leather, that is used to control a horse. The verb rein means to control a horse. Figuratively, rein means to put a restraint on something. For example, â€Å"to rein† or â€Å"rein in† one’s impulses. The most common confusion between these words is with the idiom â€Å"free rein.† The figurative expression derives from horseback riding. To give a horse â€Å"free rein† is to hold the reins loosely and allow the horse a certain amount of free movement. 4. raise / raze The verb raise has many meanings, but the meaning in contrast to raze is â€Å"build up† or â€Å"construct.† The pioneer raised a rudimentary cabin to house his family.† The verb raze means â€Å"tear down† or â€Å"destroy.† â€Å"The historic opera house was razed to make room for a parking deck.† 5. real / really Common in colloquial speech, real is often substituted for the intensifying adverb really. The adjective real means â€Å"actually existing, not imaginary.† This is a real denarius from Roman times. Used as an intensifier, really means very, or thoroughly. Casablanca is a really memorable movie. 6. rebate / refund A rebate is a discount collectible after a purchase. I paid $50 for the headphones, but the rebate was $10, so the final cost was $40. A refund is the full amount of a purchase returned to a customer. The spaghetti-maker didn’t work, so I asked for a refund. 7. regardless / irregardless The adverb regardless means â€Å"without regard to.† Charles intends to buy a herd of llamas, regardless of my objections. The soldier tackled the bomber, regardless of his own safety. Nonstandard irregardless is used by some speakers as either a deliberately humorous portmanteau word or a confused collision of regardless and irrespective. Here’s a serious use of the word from a community non-profit agency in New Jersey: Schools walk a delicate balance. Some schools that have tried to discipline a student for cyberbullying actions that took place off-campus and outside of school hours have been sued for exceeding their authority and violating the student’s free speech right. Irregardless, parents should inform the school if they become aware of any cyberbullying issue. 8. restive / restful Both words are adjectives. Restive means unsettled, restless. Ex. â€Å"Speaking softly, Nancy calmed the restive horse.† Restful means â€Å"full of rest.† Anything that bestows a feeling of calm and invites relaxation is restful. â€Å"Beethoven’s ‘Moonlight Sonata’ is a restful piece.† 9. retch / wretch The verb retch may be defined as â€Å"vomiting or trying to.† â€Å"She retched driblets of green bile.† â€Å"The smell of the Dumpster caused him to retch.† Wretch is a noun. It can mean â€Å"a pitiable person† or â€Å"a vile person.† â€Å"The poor wretch has lost all in the fire.† â€Å"Anyone who would deliberately profit from another’s illness is a miserable, rotten wretch.† 10. rise / raise Used as verbs, rise and raise are often misused. Rise is intransitive. Ex. Here comes the Judge; all rise! The candidate says those things in the hope that his poll numbers will rise. Raise is transitive. It takes an object. Ex. Let us raise a toast to departed friends. Does anyone wish to raise a question? Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Misused Words category, check our popular posts, or choose a related post below:Bare or Bear With Me?Best Websites to Learn English20 Ways to Cry

How to Write a Claim Letter for a Business

How to Write a Claim Letter for a Business Claim letters are used to make claims due to unsatisfactory work or products by companies that have contracted another party to complete work. For example, if a company outsources production of a part required for a final product and is unsatisfied with the contractors work, that company will write a claim letter to demand superior products. As such, claim letters have a very formal and serious tone. Use the suggested  phrases  and model letter below to model claim letters for use in your own business activities. The following letters make claims against unsatisfactory work. You can find different types of business letters and the guide to further refine your business English letter writing skills. Useful Key Phrases As someone who has worked with ...we were very disappointed to find/see/have discovered ...As our written agreement stipulated, we expected ...I think you will agree that a communication problem exists.We would like you to ...  or provide us with a refund. Example Letter Drivers Co.3489 Greene Ave.Olympia, WA 98502August 17, 2001 Richard Brown, PresidentDocument MakersSalem, MA 34588 Dear Mr. Brown: As someone who has worked with your company for over 3 years, we were very disappointed to see the documents you produced for our latest Drivers Co. publicity campaign. As our written agreement stipulated, we expected full-color leaflets with fancy explanatory texts, but instead, we found that black and white photos had been included in the prepared leaflets. I think you will agree that a communication problem exists. We would like you to send out a photographer to provide us with the promised color coverage  or provide us with a refund. Yours truly, (signature here) Thomas R. Smith,Director TRS/lj For further types of business letters, use this guide to different types of business letters to refine your skills for specific business purposes such as making inquiries, adjusting claims, writing cover letters, and more.

Nature of Entrepreneurship course Coursework Example | Topics and Well Written Essays - 1750 words

Nature of Entrepreneurship course - Coursework Example Everyone can become an entrepreneur as it is the easiest thing to do. Easy in the sense that, one doesn’t have to go to school or use a lot of many to become an entrepreneur. As Seth Godin says, one has to study for very many years to become a neurosurgeon (Seth, 2012). However, you doesn’t have to do such for you to become an entrepreneur. This qualifies the fact that entrepreneurs are born. It is also interesting to know that not everyone can become an entrepreneur, even though anyone is able to become one. The nature of entrepreneurship has some connections with other terms such as monopoly, market, entrepreneurial learning, opportunity and creativity. In this essay, we will discuss the nature of entrepreneurship course with relation to the above mentioned terms that are connected to it. Monopoly is a very important tool for entrepreneurs. For one to become a successful entrepreneur, as Seth Godin says, they must have the power of monopoly on various aspects. Monopoly sets in on the issue of space, product, customers and even idea. When an individual can command the market of a particular location, it means they have a monopoly of supply in that location. This is one of the things that keeps them in business and make them successful as entrepreneurs. Monopoly can also exist in the idea that an entrepreneur has. For instance, Apple is able to do what it does because it has a monopoly of idea of meeting the demands of its customers. It provides products that solve the customer’s problems, hence, making their products most likable in the market against their competitors (Nabi & Holden, 2008). Therefore, the idea of monopoly in entrepreneurship, refers to having control over the unique ways of doing business that makes you what you are in what you do. Entrepreneu rship is basically built by the creation of monopoly that becomes like a brand name in business. People can have great ideas that lead them to becoming great entrepreneurs. However,

A comparative analysis of French and other local languages in Conde's Essay

A comparative analysis of French and other local languages in Conde's Traversee de la Mangrove and Chamoiseau's Chronique des sept miseres - Essay Example Condà ©Ã¢â‚¬â„¢s Traversà ©e de la Mangrove and Chamoiseau’s Chronique des sept misà ¨res will be closely analysed in this essay in order to provide a comparative analysis of the use of French and other local languages in both novels. Firstly, the narrative technique of both novels will be analysed in order to determine how the French language is presented and the message that each author wishes to portray to the reader as a result. The presentation of local languages will also be considered so that insight can be gained into how each author wishes to represent their place of birth and its culture through linguistic technique. Finally, the use of myth and fantasy will be examined so that a clear form of usage can be defined, in order to decipher its function within the portrayal of the French language. By representing a collection of different opinions, all of which question each other’s motives, Condà © provides a way of presenting collective accounts as a means of several possibilities and ways to write a novel. This free and somewhat disorderly structure may suggest that Condà © wishes to counteract typical order and demands. An argument for this case can be put forward as Condà ©Ã¢â‚¬â„¢s female characters speak in the first person. In Mira’s first account, the first person is employed from the beginning as she explains to the reader about times during her childhood when she spent time at the river. She informs the reader that, The use of the first person is important, out of all the men represented in the novel, it is only Loulou’s son, Joby who is  «Ã‚  un garà §onnet pà ¢lot  Ã‚ »2, a description, which is rather emasculating and Xantippe who Condà © permits to speak in the first person. It is interesting to note on this point that during the classical period of ancient Greece, Xantippe was in fact a woman and wife to Socrates, a

Cookridge Ltd Essay Example for Free

Cookridge Ltd Essay Inkwell is a Public limited company and was established in 2003, seven years ago by two of its three controlling shareholders, Paul Farnon and Victoria Dawson. Two years ago Anil Gupta bought into the company and joined the board as Finance Director. The company has its head office and warehouse on the industrial estate in Birmingham, where the management team and account department resides, including a large central warehouse. 4.2 The business was set up to offer a part exchange facility online accessible 24 hours a day or physically bring them into one of the 60 shops, and supplies a complete range of re-manufactured inkjet and toner cartridges through nationwide high street shops. Its main competitors are suppliers in the cartridge supplier sector in UK. Its main internal stakeholders are its Board of Directors, being the investors and manager of the organization. Employees, they are the workers of the organization in various departments to run its operations in return for a salary. Its external stakeholders are its: Supplier’s, these are the people that provide the supplies of re-manufactured inkjet and laser toner cartridge after it has been refilled. Customers that pay on cash, order online, or buy at one of the nationwide network of shops. These customers account for 80% of Inkwell Limited revenue. Government of UK, they are interested in the performance of the business in order to be able to collect the taxes on the profit levels. 4.4 The shareholders are still heavily involved in the day to day operations with Paul Fernon as Managing Director with 40% shares with the largest share, Victoria Dawson as Sales Director with 30% shares and Anil Gupta as Finance Director with 30% shares. A qualified Accountant Alex Fox has been employed as the first member of the accountant team that reports to Michael O’Payne but have direct access to the Finance Director as well. 4.5 Inkwell Limited is organized into departments and has an equivalent of 180 employees including  the accounting de partment – see Appendix on page for a structured chart. Analysis and evaluating the system Structure and Function 5.1 The Company Accountant is Michael O’Payne who’s responsible for the running of the accounting department. The first member of the accounts team is Alex Fox with other 5 full time staff. 5.2 The computerized system in the head office is an integrated system which is linked between the different accounting functions. While in other 60 shops they are on a stand-alone basis and data and information are stored separately. 5.3 The different section of the department, its staff and responsibilities: General Ledger and Inventory- Michelle Labelle account clerk. Responsible for entering relevant data into the general ledger, keep financial control over companies inventories. Purchase ledger- Liana Khan accounts clerk. Responsible for liaising with suppliers and other associated transactions. Sales ledger- Greg Morris accounts clerk. Responsible for dealing with customers and other associated transactions. Costing- Alan Cook costing technician. Responsible for dealing with in put costs and other associated transactions. Payroll- Sharon Ward, BA (Hons) is a personnel database and wage clerk. Responsible for preparing monthly salaries and wages for all the employees and all associated transactions and second is to maintain the personnel database. 5.4 The accounting functions in details are: Processing and recording of the financial transactions of the credit customers and credit suppliers of the different sections in the accounts department. Preparation of management information’s on credit sales, credit purchases, costing and payroll associated returns and documents. 5.5 Michelle Labelle in the general ledger and inventory function: Enters all data requiring input directly into company’s cash book and its petty cash imprest system and keep financial control over the company’s inventories. If inventories get above three days’ holding in any shop Michelle has to telephone and get justifications for the variance. 5.6 Liana Khan in the purchase ledger function: Makes sure that all supplier’s invoices and credit notes are entered into the Accounts Payable Ledger, and for Subsequently arranging the payments to suppliers. 5.7 Greg Morris in the sales ledger function Uses a credit reference agency to ensure that potential new credit customers have no history of poor payments. Checks any new customer who applies is always given a line of credit after this trial period. 5.8 Alan Cook in the costing function: Uses a target costing approach, working out what the cost of each component such as ink or plastic, and Supplies management with the monthly basis, and Advises management of variances from target. 5.9 Sharon Ward in the payroll and personnel database function: Operates the company’s two payrolls prepares the pay slips from the rotas prepared by the managers for the staffs. The salaries staffs are paid monthly on the last working day of the month using the Bankers Automated Clearing System (BACS). 6 Review of the accounting system 6.1 Record Keeping System A business needs an effective and manageable recordkeeping system. This is why in the business environment with regulated accounting structures, it is vital that organizations have the necessary records of evidence to support business operations. All transaction is electronically and manually processed to be made available. The necessity to provide access to recorded information is crucial. These are information’s relating to the different accounting function, such as; Purchase Sales Payroll Cash and Banking Record keeping systems are used; To better support the performance of the organization activities and enable better decision making all throughout the structure of the organization. To make sure that information is available for future or current processes, and helps also in the improving and upgrading of the manual or computerized processes. To address any future issues that may arise internally or  externally, such as fraud, lawsuits and other an-ethical accusations. To support the employees in the different functions of the business to be more efficient, productive in the accuracy of delivering the work. Records which are processed and made available are then used to produce other financial reports. Michelle Labelle in the general ledger and inventory function record and process the different inventory, supplier’s data to make available information on: Suppliers Cost prices Selling prices Profit margins Re-order level and quantities The data is used to know the overall cost of inventory, purchase and how much owed to better plan for future costs. Greg Morris in the sales ledger function processes the cash, cheques and other financial data to ensure that information is available on demand for: Customers Selling prices Bad debt Amount customers owed This information is used for different purposes such as; it is used by the debt collection agency for the collections of debt. The use of computerized recording system is more efficient than paper base. This is due to because the use of paper base recording system is more likely to produce errors then having a computerized format that data is just inputted in. Using a computerized system is less costly and time consuming. 6.2 Internal System of Control For an organization to have efficient and effective operation of its activities, internal system of control procedures is used by the management in place to ensure that the organization achieve its goals. This is where policies and procedures come in place to establish an internal control system to maximize the detection of frauds and errors, and to minimize their occurrence also. Existing internal system of control in Inkwell limited are: Supervision of the accounts office by a Company Accountant and Senior accounts member. A staff rota is prepared by the managers to ensure adequate staff coverage for all the opening hours of their shops. An information technology policy exists which sets out rules relevant to securing the computer systems. The computer system throughout the company is password protected. Company cheques are required for authorization by the three directors company accountant and other financial documents for approval. Reconciliation of the purchased stock against recorded inventory level. Purchases duties are segregated to minimize the risk of fraud. A credit rating agency is used to ensure that potentially new credit customers have no history of poor payments. Policy for dealing with non-payment of debt exists, and its state out the actions and procedure. Cheques and cash from customers are kept in office safe until it is banked. Internal control that is missing or can improve is: Company policies and procedures. Disciplinary measure to breach of policy or miss conduct. Management supervision. Segregation of duties Staff Recruitment procedures Staff training and Continual Professional Development. Restriction on accessing of computer systems. Enforcement on Computerize backup of financial documents. Retention and disposal of records throughout the business. Accounting standard and procedures. Risk assessment. Liquidity management. Verification and checks of accounting data. List of authorized access. Checks relating to wages paid out Credit control system. 6.3 Fraud Fraud is the use of deception with the intention of obtaining an advantage, avoiding an obligation or causing loss to someone else or to an  organization; this is the general definition of fraud. It is an unfortunate fact of life and comes in many forms and is recognized as a criminal activity in many countries including UK. Possibility and opportunity of fraud within Inkwell limited is possible due to the internal control is not efficient, efficacious, being deficient and the opportunity of fraud is there for the taking. Fraud covers a wide range of area criminal activity. Common types of fraud are: Theft Dishonestly taking someone else’s property. False accounting – Dishonestly destroying, defacing, concealing or falsifying an accounting record for personal gain or to cause loss to someone else. Bribery and corruption – taking or giving a bribe that might influence the actions of others. Deception – Obtaining property, money, services or evading liability by deception Methods that can be used to detect fraud Fraud can be detected by the experience manager by simple observation and through experience and also through a robust internal control system. Some sigh can include: Employees acting suspiciously – looking shifty and hiding paperwork Employees with higher levels of spending than you would expect from their income Employees working long hours and taking less than the normal holiday entitlement. Employees who have a grudge against the organization. Employees who are known to be short of money. The usage of the internet to for online sale is also at risk of fraud, since customers give Debit and Credit Cards details to pay their debts. Card fraud transaction can be detected by using Business rules. Opportunity and Potential areas of risk of fraud taking place are:  £3000 worth of a particular make of cartridge was unaccounted for during reconciliation of inventory with purchase order. Goods not appearing on the warehouse inventory record. Cash and cheques are entered manually which can be easily be subject to false accounting Complaint’s on wages being underpaid Only one staff operates and have access to payroll system Lack of written instructions Computer are not logged out and locked when not in use. No system in place for warehouse or administrative employees to record and know the time they arrive and when they leave the office The usage of debit or credit card detail by customers over the internet to pay. 6.4 Working Methods and Practices The working methods used in Inkwell Limited are: Computers are attributed to each staff whether part-time or fulltime to work on. The computer systems are run on an integrated network, with all PCs linked to two printers in the department. Every shop has PCs and printers of its own. Microsoft office excel spreadsheets is used in the accounting system for recording of the different data. All computers use Windows Vista operating system and loaded with Microsoft office 2007 consisting of 80-user operating license, and one new computer loaded with Sage Payroll software to unable payroll and personnel system to be run in-house. Internet access is available on every computer with Mozilla Firefox as web browser. Password is used on the computers. Large trade customers are put on a cash-with-order basis for the first three months of business. A credit reference agency is used potentially new customers have no history of bad credit. All cash and cheques are removed from the till, leaving a float of  £50 cash in each for the start of the next day. Staff salaries are paid monthly using the Bankers Automated Clearing System (BACS). Prepared by the wage clerk, signed by the Company Accountant and banked on 24th of each month. The methods and practices can be improved in the following: All 60 computers at the shops operate on a stand-alone system. Excel Spreadsheet being used for recording accounting data. Debt collection agency being used to collect bad debt is expensive. Password used for the computers. The removal of all cash and cheques, from the individual tills are not  practiced. Backing up of computerized data. 6.5 Training Training is essential for every personnel of an organization, as it improve the ability of the staff to perform its work and therefor reducing the amount of errors and hired part time staff used to perform tasks that can’t be done inside the organization. This is why every staff must get the opportunity to continue their professional development and be skilled to perform the task at hand. Inkwell Limited does not have the proper policy and systems in place to encourage employees to be enrolled in a part time or full time course, unless they take it on themselves to address the issue to the management. Benefits of training: Staffs are updated to the accounting standard and regulations. They will be motivated to work and be more efficient due to possibility of a promotion or career opportunity being increased, therefor errors is reduced. Staff will be more skilled to meet the needs of the organization. Professionally regulated staff will be governed by a recognized code of ethics from a professional accountancy body. Will better know how to, manage the time to do the tasks, therefor becoming more flexible and productive. Development of an ethical approach to the work and to employers and clients, acquired by experience and training. WEAKNESSES IDENTIFIED Record keeping system No completion of trial balance, statutory accounts as planned. Window dressing of the accounts. Transaction accounting are not done on a day to day basis Accounting record data entry is not being viewed as apriority by Michael O’Payne and Anil Gupta. Having unusual entries found in the general ledger. Errors may occur in inputting data into the computer. Internal System of Control No proper recruitment procedures in place to hire staff that has dismiss. The existing policies are not fully followed. This includes the Computers information technology policy, with no proper password, and logging off the computer after use. A lack of internal control for detection and fraud prevention Lack of segregation of duties. No proper scheduling back up of all IT systems being followed. No proper security for the shops. No policy for Data protection. No list of authorized personnel to access certain documents. No follow up control in place to the internal controls being followed. No supervision is done to monitor the signing in and signing out in the business. For the 60 shops, computers run on a stand-alone system. No safeguard for the proper security procedures in place/security issues relating to debit and credit cards details over the internet (Identity theft). Fraud Possibility of fraud is high; this may be caused due to: Nothing is done to ensure working practices undergoes a proper way. Inadequate guidance on how to detect and deal with fraud. Low effectiveness of security systems especially the password which does not improved each time is changed and can be guessed easily. A lack of supervision, monitoring and checks of accounting activities and records kept. Debit and Credit cards usage over the internet for customers to pay their debt can be subject to identity theft. Noncompliance to internal control. Unaccounted Cartridge’s worth  £3500, with no record in inventory. Details of transactions being deleted in the database, relating to one-off significant payments. Working Methods and Practices Breach of software and user license for software in use, can bring legal action against the company. No coverage or placement of professional personnel to carry out the work of absent staff. Lack of enforcement of legal requirement trough out the business and working practice is very low due to low standards Liquidity management is very poor. Lack of motivational skills from the directors of the business. No adequate physical controls to ensure the security and safe keeping of the businesses assets so that they do not go missing or are stolen. Working conditions and schedule are not respected by the Directors, having problems prioritizing work Lack of staffs, causing over working of staffs and no coverage or placement of professional personnel to carry out the work of absent staff. Therefor agencies are hired to do the work, which is costly. Job rotation is not practiced in the organization A required computer program needs to be attributed to these functions: Invoicing which is carried out. Data on Excel spreadsheet is manually input. Training More training is needed for operating: Quickcost system Payroll and personal system: Several teething problems experienced with the integrated payroll and personnel database. Need for education is needed for: Professional approach to work. Reliability in terms of competence. How to properly handle a secure credit and debit card transaction. Recommendation Recommendations are done following the various weaknesses identified and mentioned above. Record keeping system The management must ensure that the planned working schedule is followed strictly. If problems meeting the targets occur, it should be communicated to the responsible supervisors so proper action can be taken. Working schedule should be adjusted in so that the review of the payments and all other relating transaction are done earlier so that they don’t have to window dress. Different task must be prioritized by the management, so that conflict does not occur, were task are neglected. Accounting record data entry must be prioritized by the two organization’s directors Michael O’Payne and Anil Gupta. The directors must review the benefits that will be gained. Unsure that the proper records relating to the daily business transaction are entered into the general ledger. Verify the data inputted in the computer to ensure that is correct. Internal System of Control Standard policy and guidelines of hiring staffs should be introduced, pointing out the necessary detailed document that is needed making the  process more transparent and reliable. Staffs should be sensitized of the policies in place and know the importance of respecting them. Setting up a fraud policy which sets out the way to detect and deal with fraud, throughout the different working procedure and practice. Duties should be segregated, by setting up a system, which when combined, could lead to fraud. The existing policy should be re-enforce, so that the record kept on the computers would be backed up on the server regularly to prevent loss of data instead of doing it once a day. Alarm systems should be installed for all the shops of the organization, to better protect the business assets from being stolen. Proper policy and procedures should be introduced. The Data Protection Act should be communicated to all staffs, to better protect the company’s and the customer Data. A list of authorized personnel should be produced and communicated to the staffs. Staff personnel should be put in charge of verifying that all policies in place are being followed. A logging system should be set up to have a record of who comes in the office and at what time. Such system should be monitored to ensure all staff complies. An integrated network should be set up on a server to connect the computers together with proper licensed software. Safeguards should be implemented on the procedure for transaction involving debit and credit card details provided by the customers. A standard and effective Sage Accounting package should be bought to unable: A standard layout of the invoices issued to customers. Enable data to be imported and exported from and to Excel spreadsheets. Enable better detection of errors in the different account ledgers. Fraud To reduce the possibility of fraud and make the internal control system fraud resistant, the various techniques should use: Accounting activities should be supervised on a regular basis. The records and calculation of financial document should be sampled and checked regularly for errors. Make sure that the fraud policy which will be introduced set out the way to detect and deal with fraud, throughout the different working procedure and practice and to make any adjustment necessary. Managers of the various departments should be given areas of responsibilities and answerability to ensure that fraud is kept to a minimum. Value of a business rule management system (BRMS) approach to fraud detection can be implemented. Business rules can be used  to validate various conditions for detecting anomalies that can indicate fraud. Enables institutions to react quickly in their effort to keep pace with fraudsters. Disciplinary measures or penalties should be set up for breaking an internal control or if a staff is practicing fraudulent act. Physical security should be re-enforced, locking up valuable items away, such as cash and cheques. Set up a limit to which a financial transaction should be requiring authorization, by one or more authorized signature. This may range from petty cash or cheques over a certain amount. Doing a regular reconciliation of the accounts to the financial documents to make sure they balance and errors corrected. Management should carry out Risk Assessments as part of the of an effective internal control system. Working Methods and Practices Make sure that all computers use license software in all the shops and departments, monitor that the license are not broken causing legal action to the organization. Adequate number of specialized staffs should be introduced for the coverage of staff that is absent. The business must comply with all relevant External regulations. Such as international accounting standards even government regulation from HMRC. This will aid in raising the standard of working practices. Better management of buying inventory from suppliers. Credit to customers should be reduced. The managers should undergo a management course, to learn how to better manage their business, motivate their employees through training, giving out bonuses, paying for overtime and other incentives. All assets should be recorded and proper management of the assets should be put in place, to know the life cycle. Directors should produce an effective working schedule, reducing the stress on employees. Adequate number of specializ ed staffs should be introduced for the coverage of staff that is absent. Produce an effective rota to unable the staff to rotate to different accounting functions in the organization. A standard and effective Sage Accounting package should be bought to unable: A standard layout of the invoices issued to customers. Enable data to be imported and exported from and to Excel spreadsheets. Enable better detection of errors in the different account ledgers. Training More training should be provided for: Quick cost system Payroll and personal system To ensure that staff has the necessary skills and knowledge to be more effective and reliable in their work, in terms of competence: Staffs Training should be invested in by the management, to better handle the daily tasks. Including Debit Credit cards transactions This should include internal or external training courses for using any newly introduced accounting package. Telephone support lines made available by the software provider. Workshops on the improvement of staffs’ communications skills. Cost benefit analysis Improvement Recommended Cost of Time Benefits Time spent by manager in Training 25 hours Ãâ€" 3 Ãâ€"  £25 per hour Time spent by 5 account staff 25 hours Ãâ€" 5 Ãâ€"  £15 per hour TOTAL TRAINING COST  £ 1875 1875 3750 The work output will be more accurate due to the raise of standard. The organization will appear more professional, more efficient, meanings fewer errors and problems. Cost of hiring new Accounting staffs  £ 192000 The different responsibilities can be segregated and work will be done faster. Setting up of computers on a network Cost of hardware Installation cost  £ 5000 1000 6000 Access to data will be easier which will speed up the work and save time. New accounting Package Cost of the software Installation cost cost of training the staff 10000 3000 3500 16500 Many routine operations will be speeded up, save time and reduces wages bill. 9.2 To carry out a Risk assessment the management will require 2 hours per month. This will discourage and reduce the risk of fraud in the accounting system by identifying the areas of the risk of fraud and then setting up a system in place to detect any possibility of fraud and then deal with it, making the system more reliable. Appendices SWOT Analysis Strengths Record keeping system Using an archiving computer package to store full accounting records. Easy access to past exact copy of company accounting transactions. Sage Payroll software was loaded in the accounts department to enable the new payroll and personnel system to be in house. Excel spreadsheets are used for maintaining the inventory information. Integrated General, Accounts payable and Accounts Receivable set of ledger principal financial accounting system. Internal system of control An information technology policy exist which sets out rules relevant to securing the computer systems. The computer system throughout the company is password protected. A credit rating agency is used to ensure that potentially new credit customers have no history of poor payment. Value of a business rule management system (BRMS) approach to fraud detection benefits: The performance of the rules is high enough to provide real-time detection of anomalies based on several criteria, including multiple sources, transaction values, card-use frequency, merchant and location of the charges. If implemented new detection policies can be activated in hours, instead of months, helping to reduce lost revenue and increase customer satisfaction and provides safety in online transaction.

An Orange Juice Label as a Microcosm of Society Essay -- Exploratory

An Orange Juice Label as a Microcosm of Society One facet of Herbert von Hundstein's theory of universality is that all components of culture, from obvious propaganda campaigns to written notes exchanged on refrigerator doors, are meaningful and representative of society as a whole. Von Hundstein writes in Kultur ist Alle; Alle ist Kultur, The most mundane may also be the most significant, for is our culture any less forgotten in the private conversations of two lovers? Culture does not exist in a vacuum: it permeates all like oxygen, and for that reason anything in existence is a product of its culture. (34) Therefore, a parking ticket, office memo, and orange juice packaging are all representations of culture. It is the orange juice label that concerns us here, and its promotion of ambiguity, assumptions of the audience's supineness, and reliance on other texts. The word "minute" has multiple meanings, as does "maid," and thus "minute maid" is infinitely problematic. Are we to assume that the "maid," an unmarried girl or woman, is only a maid for a minute? After those sixty seconds, is her virginity gone? If this is the intended reading, being the primary denotations for both words, then should this company really be selling orange juice and not sex toys? Examining the phrase "minute maid" from a grammatical viewpoint, we could easily extrapolate that "minute" here serves as an adjective, modifying "maid," and thus means "a very small" maid. Perhaps virgin dwarfs create orange juice. The company presumes to convey a quickness created through the additional services of an assistant, a maid making a laborious process go by in a minute; however, that reading is only one of many possible. During the 2000 preside... ... cause orange juice labels to be less ambiguous, assumptive, and intertextual in the future. Let us not oversimplify and assume that one orange juice label does not matter, that the simple commands "shake well before enjoying" simply fall on blind ears and deaf ears. As von Hundstein states, this orange juice label contains a microcosm of society: within its directives lie the problems and successes of society. The orange juice label thus serves as a litmus test of American culture in general, and we can determine that American culture requires a fairly informed populace used to interpreting assumptions and intertextuality to avoid problematic ambiguity. Works Cited Minute Maid. "Orange Juice Label." Packaging on product purchased 27 Apr. 2001. Von Hundstein, Herbert. Kulture ist Alle: Alle ist Kulture. Trans. Gary Boyle. Dresden: U of Dresden P, 1994.

Benjamin Franklin’s Autobiography Virtues Essay

In his late 20’s, President Benjamin Franklin listed 13 virtues that he felt were an important guide for living. The following virtues can be divided in personal and social behavior: Temperance, Silence, Order, Resolution, Frugality, Industry, Sincerity, Justice, Moderation, Cleanliness, Tranquility, Chastity and Humility. Despite the fact that he tried to follow these guides in his life and went away, consider this being worthwhile in your own life. Temperance, eat not to dullness. Franklin states some associate temperance with eating and drinking, but wasn’t his intentions. My reasoning for why I feel this is one of the most important virtues is because one should always keep cool no matter what situation. Conquering your primal urges for food and drink, you’ll have the confidence to start making improvements in other areas of your life. As being taught in different ways in today’s time, order is another important virtue. Let all your things have their places. A man must fight against these natural laws if he wishes to do well in the world. I feel that it’s most important because being organized and properly creates a well rounded individual. Cleanliness, Sincerity, Fragility and Resolution is what influence the children’s childhood. Having the confidence to allow your actions speak for themselves, Franklin considered humility to be something worth acquiring and I agree with him. Men have pride in themselves showing the sign of strength and courage to mark a true person. They think of their abilities than they really are and honesty. The majority of the list of virtues is also valuable. Benjamin Franklins issues weren’t important but society has changed and that’s mainly are cause in the 20th century. Learning about Franklin’s experience, I find him as an intelligent man who has influenced the immature process of children before and today.

Learning

Dear Mrs.. Bailey, I'm looking forward to acquiring new skills and strategies to apply, not only in my pursuit of higher education, but in every aspect of my life. I've always been an avid learner, ready to soak up information and knowledge every chance I get. Learning new things has been a major interest of mine for as long as I can remember, which is saying allot, because I actually have a few memories from when was a toddler. Throughout my early years in school, I was a straight A student who picked up on everything right away.My love of acquiring and sharing knowledge continues to grow as time passes. Though am quite aware that I am mentally capable of accomplishing any feat of intellectual nature performed by any man before me, I am honest enough to admit that face some formidable adversaries within myself. Being diagnosed with depression adds several obstacles within itself. For starters, waking up isn't always as easy as it may be for some others. At times, it can take a self- talking, convincing yourself that you have to get up, and in severe cases not even that works.The challenges associated with Major Depression are too numerous to name in this passage. No matter which symptoms arise, I know I must overcome them because depression is a diagnosis I live with, not who I am. Though I am quite adept at learning and applying new knowledge, I know that there is always room for improvement, as no-one knows everything and no-one is perfect. Being a quick study affords me the advantage need to stay relevant in the ever-changing world of business and technology.And, even though I am quite knowledgeable in many areas, I know that the benefits of following the curriculum set forth will further prepare me for the life I want my family and myself by refining and enhancing the knowledge I already possess and adding I wealth of knowledge I have yet to attain. I would like to take this time to thank you in advance for all of your assistance during this journey I am e mbarking on and hope you have a great day. Learning Dear Mrs.. Bailey, I'm looking forward to acquiring new skills and strategies to apply, not only in my pursuit of higher education, but in every aspect of my life. I've always been an avid learner, ready to soak up information and knowledge every chance I get. Learning new things has been a major interest of mine for as long as I can remember, which is saying allot, because I actually have a few memories from when was a toddler. Throughout my early years in school, I was a straight A student who picked up on everything right away.My love of acquiring and sharing knowledge continues to grow as time passes. Though am quite aware that I am mentally capable of accomplishing any feat of intellectual nature performed by any man before me, I am honest enough to admit that face some formidable adversaries within myself. Being diagnosed with depression adds several obstacles within itself. For starters, waking up isn't always as easy as it may be for some others. At times, it can take a self- talking, convincing yourself that you have to get up, and in severe cases not even that works.The challenges associated with Major Depression are too numerous to name in this passage. No matter which symptoms arise, I know I must overcome them because depression is a diagnosis I live with, not who I am. Though I am quite adept at learning and applying new knowledge, I know that there is always room for improvement, as no-one knows everything and no-one is perfect. Being a quick study affords me the advantage need to stay relevant in the ever-changing world of business and technology.And, even though I am quite knowledgeable in many areas, I know that the benefits of following the curriculum set forth will further prepare me for the life I want my family and myself by refining and enhancing the knowledge I already possess and adding I wealth of knowledge I have yet to attain. I would like to take this time to thank you in advance for all of your assistance during this journey I am e mbarking on and hope you have a great day.

The Professor And The Madman Essays - Oxford Dictionaries

The Professor And The Madman Essays - Oxford Dictionaries The Professor And The Madman The Professor and the Madman, written by Simon Winchester, is a biography about the making of the Oxford English Dictionary. Winchester, who is an author, journalist, broadcaster and foreign correspondent, has written for many magazines and newspapers distributed worldwide. In an interview between Winchester and a host of C-SPAN, Winchester was asked where the idea for the book came, he replies Well, it came to me in a rather bizarre way. I was reading a book on lexicography in the bath one morning, as one does, I suppose, just before breakfast, and it was a booka wonderful book called Chasing The Sun by a man called Jonathan Green. And it had a referenceit said, 'Readers will be familiar with the extraordinary story of Dr. W.C. Minor, an American lunatic murderer, who was a prodigiously energetic contributor to the OED.' And I remember sitting up in the bath, Archimedeslike, dripping and saying, 'Well, I know nothing about this.' Winchesters main foundation for this book is to clari fy the tale of the making of the Oxford English Dictionary The formation of the Oxford English Dictionary began in 1857 and took seventy years to finish. Tens of thousands of individuals organized the expansive language into 414,825 exact definitions. The story begins with the grisly murder of George Merrett, by William Chester Minor the former U.S. Army officer and qualified surgeon. On February 17th of 1872 in the early morning William Minor had been sleeping, when he awoke to some noises of someone in his flat. He sat up and saw someone standing at the foot of his bed. He proceeded to chase the individual into the street, and shot at the person as they attempted to flee. He ended up shooting the first person that came into view apparently, and this person was George Merrett. Merrett had never met W.C Minor and had been heading home after a long day at work. W.C Minor was arrested. While in prison, he appeared to act exceptionally strange. One of the guards told the jury that Minor accused him of paying people to enter his room and molest him while he slept. This evidence clearly showed that W.C Minor was insane and was sent to the Asylum for the Criminally Insane, Broadmoore. The judge stated that he would remain there until her Majestys Pleasure be known. Professor James Murray, an extraordinarily educated former schoolmaster and bank clerk, sent out an announcement about the making of the Oxford English Dictionary, asking for literary contributions. From his cell in Broadmoore, Minor came across this announcement and began contributing examples from his massive collection of new and scarce antique books. Minor had an enormous collection of books in his cell, which were not available to Murray and the staff, where the dictionary was being created. Thousand of neat and well-written quotes and examples came from Minor over several years to Oxford. Murray was only fifty miles away from where Minor was living, and had no idea that Minor was committed to an asylum. On several occasions Minor had been asked to visit Murray In Oxford, where they could meet and discuss the dictionary. Minor declined all invitations, without an explanation, and only an apology. After being rebuffed several times, Murray offered to visit Minor and Minor accepte d the offer. Upon arrival Murray discovered that Minor was not a doctor of the asylum as he had assumed, but a resident. Murray was shocked, but that didnt dissuade him from visiting Minor. Although Minor constantly complained about people molesting him while he slept, people breaking into his room at night, and his personal possessions being vandalized Murray ignored the strange comments and went on with his visits. Minors stepbrother began writing appeals to the court, asking that his brother be allowed to transfer to a hospital in the United States. James Murray, who spent more than 40 years editing the dictionary, and up until 1910 wrote and visited Minor regularly, until Minor was released and allowed to go back to the U.S. On July 16th 1915 Murray died, surrounded by friends and relatives. In November 1915 Minor wrote to Lady Murray, offering all his books to the Scriptorium. On Friday March

Good Students = Good Grades †Here’s 10 Ways to Be That Student

Good Students = Good Grades – Here’s 10 Ways to Be That Student 10 Ways to Become A Good Student Good Student Equals Good Grades We pretty much still define a good student as one who gets good grades. While this may seem a bit narrow for a definition, it is what it is. We could argue that a good student is one who does not just accept what he is told by a professor or a text book, who questions the status quo, who has mastered course content even though his assignments and test don’t show that, and who is able to think outside the box of normal content and learning activities. Bill Gates was not a particularly â€Å"good† student, for example; Einstein was a terrible student. But, if you want the grades that will impress future employers, you have to do those things that will make you a â€Å"good† student in the eyes of the people who give you those grades. Here’s 10 ways to be that â€Å"good† student. Attitudes You Must Have Drive. Sometimes this is called a high level of ambition. The point is, you have to be committed to getting the best grade possible in every course and to doing what it takes to get that. You Must Have Persistence. We never have to be persistent when things come easily. It’s when we fail and we have to start again or when we don’t understand something that persistence kicks in, if we have it. There will definitely be times when you fail and when you don’t â€Å"get† something. Do you give up or do you stick with it until you do it right or understand it? Know When You Need Help. A â€Å"good† student will know when he cannot master a skill or content and when s/he will not be able to fulfil an assignment. And that student will then take steps to get the help that is necessary. Maybe you form a study group; maybe you meet with your professor or TA to get additional help; perhaps you can find a fellow students who can help you. Take Responsibility. Good students understand that they have to get homework done and get all assignments in on time. They know they have to study for exams. And they make certain that they do these things. Develop Flexibility. You will be exposed to a great variety of teaching styles, professor personalities, and types of learning activities. You will need to adapt to all of this variety, â€Å"changing gears† as is called for by a situation. Behaviors Attend Class. Important stuff goes in class. You can’t re-attend a lecture; you can’t generate notes from nowhere, and you can’t capture anything on a whit board once it has been erased. If you have to miss a class, be certain that you get the notes from a trusted peer. Don’t Procrastinate. Waiting to the last minute, especially to write your essays and papers, is a dangerous game. What if you haven’t finished your research and there is an Internet outage? What if you get sick? Get a calendar and a schedule, and construct a timeline for completing each step of a major assignment. Take Notes as You Read Your Texts. If you do this, and put them in a folder along with your lecture notes, you will have everything you need when it comes time to study for an exam. If you don’t do this, you will be re-reading that text, and that is really a waste of valuable time. Find a Good Writing Service. Even the most organized student will sometimes face a crisis and realize that all of those essays and papers simply cannot be completed on time. That's when they will ask "write my essay in 12 hours"  It is re-assuring to know that you have an essay helper that you can trust to come through for you. Use Technology. Record or video lectures; take screen shots of everything that is presented visually Get tools and apps that will keep you organized and format your papers for you and that will remind you when things are due. Get a good grammar checker and plagiarism detection software. If you cannot establish a study group on campus, use one of the online study group options Find a good app that you can use to make flash cards. These are great study devices. If you want good grades, then you have to accept the traditional definition of a â€Å"good† student. Hopefully, you will also learn to question and think outside the box. And a bonus tip? Call your parents even when you don’t need money!

Marketing Planing Essay Example | Topics and Well Written Essays - 2500 words

Marketing Planing - Essay Example It is expected your report demonstrates strong evaluative style you should draw on the relevant theories covered within the course (course book attached) you must relate your answer to your chosen organization ( eg : Barclay's, HSBC U.K etc) Harvard referencing Stlye This paper is aimed at looking at how the recent credit crunch is affecting banks and how this in turn affects international business. The paper argues from a marketing point of view. Here the paper looks into how marketing can help restore confidence and competitive advantage into some of these troubled banks. The recent credit crunch in the U.S is a cause for concern for governments, regulatory bodies, businesses, individuals, stock markets, etc. This issue is affecting world trade in that it is currently making it difficult for banks to provide loans to businesses given the significant losses encountered so far as following prior sub-prime mortgage lending. The first part of the paper looks into the institution in question. Here our institution under case study is the Barclays bank. The first part of the paper discusses the various ways through which Barclays bank could be affected by the crisis. The second part of the paper discusses the role of marketing towards restoring a com petitive advantage and creating value for Barclays bank. The last part of the paper presents the conclusion and recommendation. Bar... The last part of the paper presents the conclusion and recommendation. 1.1 Overview of the institution under case study -Barclays Bank Barclays PLC (Barclays) is an international and major player in the world financial system. It is headquartered in the United Kingdom, a global financial services provider and is engaged in retail, commercial banking, credit cards, investment banking, wealth management and investment management services. (Report 2008). The bank is present in Europe, United States, Africa and Asia using different strategies with respect to different markets. According to an independent analyst review, the Company operates in business segments: For example, UK Retail Banking, Barclays Commercial Bank, Barclaycard, Global Retail and Commercial Banking (GRCB)-Western Europe, GRCB-Emerging Markets, GRCB-Absa, Barclays Capital, Barclays Global Investors and Barclays Wealth (Company's Report 2008). Today, Barclays Plc is listed in major stock exchanges in the world such as the London, the Tokyo and the New York etc. Barclays Plc has consolidated its position through a series of mergers and acquisitions. For example, according to the company's web page, in November 2008, Barclays PLC announced that it has completed the purchase of the Italian residential mortgage business of Macquarie Group Limited. According to the company's (2008) report, Barclays PLC was ranked as the 25th largest company in the world according to Forbes Global 2000 (2008 list) and the fourth largest financial services provider in the world according to Tier 1 capital ($32.5 billion). It is the second largest bank in the United Kingdom based on asset size, although its